Financial Decision Making for Bankers
Strengthen credit, pricing and balance sheet decisions by applying financial statement analysis, cash flow lending, risk-adjusted return measures and Basel III principles.
Learn to interpret financial statements, key ratios, budgets and investment appraisals so you can make sound business decisions and work confidently with finance teams.
Finance for Non-Financial Executives is designed for managers and leaders whose decisions have financial consequences but whose background is in engineering, operations, sales, HR, healthcare or another field. It explains how to read the income statement, balance sheet and cash flow statement, interpret key ratios, understand cost behavior, manage a departmental budget and evaluate investment proposals. The goal is not to turn executives into accountants, but to help them ask the right questions, judge business cases and hold informed discussions with finance colleagues.
The course uses real annual reports, business cases and decision exercises rather than bookkeeping. Participants analyze a company's performance, test a capital expenditure proposal, and explore how pricing, volume and cost decisions change profit and cash. Discussion draws on the executives' own experience to connect financial concepts with operational realities. It is frequently requested as an in-house program for management teams, where examples, budgets and investment cases can be aligned with an organization's sector and planning process.
By the end of this course, participants will be able to:
Interpret the income statement, balance sheet and cash flow statement for decision-making
Analyze profitability, liquidity and efficiency using key financial ratios
Apply cost behavior and break-even analysis to pricing and volume decisions
Manage a departmental budget and explain variances to stakeholders
Evaluate investment proposals using payback, NPV and IRR
Communicate effectively with finance teams, auditors and boards
This course is for managers and executives without formal finance training who are responsible for budgets, resources or business decisions.
Department heads and senior managers
Engineering and operations managers
Sales, marketing and commercial leaders
HR and administration managers
Project managers responsible for budgets
Newly appointed directors and executives
How the three main statements connect
Revenue recognition, accruals and profit quality
Why profitable companies can run out of cash
Reading the notes and key disclosures
Profitability, liquidity, efficiency and gearing ratios
Return on capital employed and its drivers
Trend and peer comparison
Linking ratios to operational decisions
Fixed, variable and semi-variable costs
Contribution margin and break-even analysis
Relevant costs for short-term decisions
Pricing decisions and margin protection
The budgeting process and the manager's role
Variance analysis and corrective action
Working capital: inventory, receivables and payables
Presenting budget performance to leadership
Time value of money in plain terms
Payback, net present value and internal rate of return
Building and challenging a business case
Risk, sensitivity and non-financial factors
Many senior roles in Qatar's energy, construction, healthcare, government and hospitality sectors are held by technical and operational specialists who control significant budgets and capital projects. Their decisions shape cost efficiency and value for money. Financial literacy at executive level improves business cases, strengthens accountability and supports the sound economic management envisaged in Qatar National Vision 2030. It also helps leaders work productively with finance departments as organizations pursue growth and diversification.
Join a scheduled class at our training center in Doha or attend live online. For organizations, the course can run as an in-house program at your premises or online, tailored to your sector, case studies and timetable.
It is a practical course that helps managers without a finance background interpret financial statements, use ratios, control budgets and evaluate investments, so that they can make better business decisions and work confidently with finance teams.
It suits department heads, engineering and operations managers, commercial leaders, HR managers, project managers and new directors who hold budget or decision-making responsibility but have no formal finance training.
No. The course focuses on interpreting and using financial information rather than recording it. Calculations such as ratios, break-even and NPV are explained step by step, and spreadsheet templates support the investment appraisal exercises.
Yes. It can be delivered at your premises or online, tailored to your sector, budgets, business cases and schedule, which suits management team development. Contact Leaders Training Center to plan an in-house session.
Tell us a little about yourself and an advisor will contact you about batch timings, fees and eligibility. No obligation.
Sat–Thu: 09:00–22:00Fri: 08:00–22:00
Strengthen credit, pricing and balance sheet decisions by applying financial statement analysis, cash flow lending, risk-adjusted return measures and Basel III principles.
Apply key IFRS standards in practice, including revenue, leases, financial instruments, impairment and presentation, so your financial statements are accurate and compliant.
Turn raw financial data into reliable insight by cleaning datasets, analyzing trends and ratios, building models in Excel and presenting findings with clear visualisations.
Plan, control and report project finances by building cost budgets, forecasting cash flow, applying earned value management and handling contract payments, variations and claims.